Fraud Strategist, Business & Commercial Banking

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The role

We are searching for a Fraud Strategist, Business & Commercial Banking to own fraud strategy across SoFi's business banking surface: business onboarding, SMB lending, business deposit accounts, and commercial money movement. Business fraud is a different discipline from consumer fraud. The unit of risk is not a person but an entity, its beneficial owners, and the relationships between them, and the attack patterns reflect that: synthetic and shell businesses at application, straw ownership, bust-out and loan stacking in lending, business email compromise and vendor impersonation in payments, check fraud, and mule networks operating behind legitimate-looking registrations. You will design decisioning that verifies the business and the humans behind it as one risk surface, and that follows the entity from formation data through funding, transacting, and repayment. The work requires fluency in KYB orchestration, beneficial ownership verification, entity resolution across businesses and owners, commercial payment fraud typologies, and the rule-engine cra

Department: Fraud Ops Strategy